Investment mortgages are available for property in the USA, Great Britain, Canada, France, Spain, Portugal, New Zealand, Australia, Japan, Hong Kong, Singapore, and Dubai.
We at investment property mortgage specialize in acquiring mortgages for property investors whether you are buying an international investment property or buying in your own country, we pride ourselves in helping you achieve the mortgage that best suits your circumstances.
This means that we will help you navigate the terms and conditions, to come up with the best offer for you.
With more experienced investors may be able to identify lenders who will accept self certification,
Typical deposits are from 25%, (some are lower) even 100% is available in some circumstances.
investment property mortgage, will help you through the mortgage minefield as mortgage lenders have guidelines and restrictions on certain types of property they will lend on.
For example, some lenders do not lend on condo-tel properties,
Rental properties, especially with a low %’s of owner occupied properties, some lenders will only lend on one property per borrower, some will only lend on a property deemed to be a 2nd home,
Some lenders have become wary of lending, depending on the type of funding, and other property type you require,
In light of the recent credit crunch and subsequent property price collapse
It is essential to have done your homework as to the type of property
You are proposing to buy, whether any rental income will provide the amount needed to support mortgage payments by a sufficient margin.
With the background work done, we are better placed to be able to select the most appropriate mortgage lenders to choose from,
You will be able to choose from different repayment periods, and interest types, fixed or variable, up to 30 years or less.
Investment Property Mortgage offers you a wide range of products and services specially designed to meet your ever-changing lending needs..
For a free financial consultation with one of our experienced Managers, please give us a call or fill out an inquiry form.
Investing in property abroad?
Our service is primarily geared towards investors, especially when purchasing residential property abroad for investment, buy to let and in some cases, for holiday home purposes.
Whether you’ve already got a property in mind or if you’re still in the planning stages, we’ll be happy to discuss how our international mortgages,
which can be tailored to suit your specific needs. Our International Mortgage Service is designed to take the worry and hassle out of the process.
Please note: Our Mortgage Service is principally designed for customers planning to purchase properties outside their country of residence. Other restrictions related to property use may also apply and details are available upon request.