Multi currency mortgage

International Mortgage Service

Best overseas mortgage lender 2009/2010

Dreaming of a holiday home? Investing in property abroad? Looking to switch your mortgage or release equity? Our International Mortgage Service could be the answer.

The service is primarily geared towards investors globally purchasing residential property abroad for investment, buy to let and in some cases, for holiday home purposes.

Whether you’ve already got a property in mind or if you’re still in the planning stages, we’ll be happy to discuss how our international mortgages can be tailored to suit your specific needs. Our International Mortgage Service is designed to take the worry and hassle out of the process.

Remortgage/Equity Release

Looking to remortgage your existing overseas property to save money on your mortgage repayments? Or you are looking to release some of the funds tied up in your property which has risen in value?

Our International Mortgage Service not only allows you to buy property abroad but we can also help with a range of refinance and equity release solutions.
By switching your mortgage to us, you could:

* save money on your repayments
* release funds tied up in your overseas property
* re-finance property in several locations into one manageable loan
* have your mortgage paid by direct debit through an offshore International Account
* benefit from no penalties for buy-to-let properties

Areas covered.

Residential property in Great Britain, Spain*, France*, Portugal*, New Zealand, Hong Kong, Singapore, Dubai and selected locations in Australia, Canada & USA.

Interest only.

For interest only loans, add 0.20% to the above rates. Interest only is not available for property located in Dubai.

Early repayment

Early repayment charges apply to all new applications and will be charged upon partial or full repayment during the first 3 years -
3% of the amount being repaid within the first 12 months of drawdown (Year 1)
2% of the amount being repaid within the following 12 months (Year 2)
1% of the amount being repaid within the following 12 months (Year 3)
Following month 36, no Early Repayment Charge will apply to either partial or full repayment of the loan.